English
FrançaisThe experts will conduct a need assessment and feasibility study on the setting up of a Credit Loan Guarantee Scheme. After gathering all relevant information and meeting with main stakeholders, the experts will draft a proposal of the possible ways for setting up a CLGS.
The geographical area to be covered is Yemen (the proposed LSGS should target the whole country. If not feasible, it may focus initially on main cities).
The target groups are entrepreneurs, micro small and medium enterprises, commercial banks, Central Bank, Ministry of Industry and Trade.
Foreseen specific activities
Baseline desk research (01-02 2013): Before the first mission to Yemen, the Experts will revise all existing literature on MSMEs, banking and financial system, and access to finance
for MSMEs in Yemen. The preparatory phase will help the experts in identifying main
constraints and also to familiarise with main stakeholders in Yemen. The desk research should
also analyse best practice for setting up Loan Guarantee Scheme for MSMEs in other LDCs
countries, in particular in the MEDA area).
Meeting with main stakeholders (03-05 2013): During the first mission to Yemen, expert will
meet bilaterally all key stakeholders that could be involved or benefit from the setting up a
Credit Loan Guarantee Scheme for MSMEs in Yemen. A non exhaustive list of key
stakeholders includes: Ministry of Planning and International Cooperation, Ministry of
Industry and Trade, Ministry of Finance, Central Bank of Yemen, commercial banks,
(Development) financial institutions (e.g. Al Amal Bank, Small Enterprises Development
Fund, Yemen Microfinance Network, private sector representatives, Chamber of Commerce,
donors active in Private Sector Development and support to MSMEs (GIZ, WB, KfW, IFC,
IFAD, UNDP, etc), and any other relevant stakeholder selected by the experts.
Workshop 1 (05 2013): A debriefing session will be organised in May 2013 by the experts
with all main stakeholders. The purpose of this meeting will be to debrief stakeholders on the
main findings of the field mission, to discuss in a participatory manner the next step, and to
start discussing possible alternative structure for a CLGS to be set up in Yemen.
Drafting of final report (06-09 2013): In this period, the experts will be drafting the Final
Report on the setting up of a CLGS in Yemen. The analysis will include a need assessment, a
feasibility study, and propose one or more possible structure and management organisation of
a CLGS in Yemen. The experts will submit the draft report to all stakeholders in view to
discuss their comments at the second workshop to be held in October 2013.
Workshop 2 (10 2013) : Four weeks after distributing the final report, the experts should
organise a final workshop to discuss with main stakeholders the findings of the final report
and finalise it taken on board comments of main stakeholders.
Editing and submitting Final Report (10-12 2013): After the workshop, experts will revise and
edit the final report and submit the final version to the Contracting Authority in November
2012. The Contracting Authority will submit its final comments within 2 week after receiving
the Final Report. The Experts will have 2 more weeks to amend the text if necessary and
submit the Final Report.
Distribution of Final Report: The Experts will be responsible also for the dissemination of the
results of the study. A copy of the report should be distributed to at least 10 of the main
stakeholders (both from the public and from the private sector).
Qualifications:
Qualifications and skills
The successful candidate must have prior project and staff management experience in addition to having either banking or financial services industry background.
S/he must be familiar with financial services for MSMEs, especially in developing and least developed countries.
S/he must have a demonstrable genuine passion and enthusiasm for microfinance/access to finance sector and a commitment to poverty alleviation mission.
S/he must have a degree in banking, finance, development economics or equivalent. Preferably, s/he should have 10 years experience in a related field, but a minimum of 3 years is required.
General professional experience
Sound knowledge of banking and financial sectors in developing countries, in particular with reference to MSMEs. Demonstrated experience and success in developing new products and processes for MSMEs, especially in the setting up of Credit Loan Guarantee Scheme for MSMEs.
Specific professional experience
S/he has banking/finance experience, strong and proven experience in MSME appraisal and lending methodologies (lending to MSMEs from 1000 EUR to 50.000EUR). Specific proven experience in setting up Credit Loan Guarantee Scheme in developing countries, and in particular in LDCs, is considered of great advantage.
Sound knowledge in MSME banking and financial sector in developing countries. Experience in banking/financial sectors, strong and proven experience in MSME appraisal and lending methodologies (individual lending, amounts of 1000 USD to 100’000 USD).
Demonstrated experience and success in developing new products and processes for MSMEs.
Demonstrated experience in project management.
Financial and banking background.
Focused on quality and client-satisfaction, with the capacity to ask the right questions, identify solutions and implement them. Detail-oriented, focused and organized. The ability to anticipate, prioritise and manage tasks in a fast changing environment.
Native English speaker with oral and written communication skills and a demonstrated ability to create persuasive, clear and concise communications to different publics. Knowledge of Arabic is an asset.
If you are interested to cooperte with AFC Consultants International in this tender, please send you most recent CV to
Barbara.Braun [at] afci.de
Thank you